Catalyzing Increased Lending
to the Ghanaian Agricultural Sector

Ghana Incentive-Based Risk Sharing System
for Agricultural Lending

Who We Are

GIRSAL Ltd is a non-banking financial institution established to de-risk agricultural financing and stimulate increased lending to the agricultural sector, by financial institutions in Ghana.

What We Do

GIRSAL provides credit risk guarantees to financial institutions to increase lending to the agricultural sector in Ghana. We also provide capacity building, information resources and expert technical support to improve their knowledge and understanding of the agricultural sector and to strengthen their capacity to assess, structure and manage agribusiness lending.

Agricultural
Credit Risk Guarantee
Scheme Results

Agricultural Credit Risk Guarantee Scheme Results

Updated: March 31, 2026

40

Participating
Financial Institutions

GHS 1.76 B

Value of Guaranteed
Agricultural Loans

2,774

Beneficiary
Agribusinesses

Participating Financial Institutions

News Updates

March 31, 2026
GIRSAL Advances Ghana’s Horticulture Agenda at Fruit Logistica 2026
February 13, 2026
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GIRSAL Supports 41st National Farmers’ Day
December 4, 2025
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Reducing Imports, Boosting Local Production: RedGold Strategy for Ghana’s Oil Palm Sector
September 18, 2025
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Up Coming Event

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