Catalyzing Increased Lending
to the Ghanaian Agricultural Sector

Ghana Incentive-Based Risk Sharing System
for Agricultural Lending

Who We Are

GIRSAL Ltd is a non-banking financial institution established to de-risk agricultural financing and stimulate increased lending to the agricultural sector, by financial institutions in Ghana.

What We Do

GIRSAL provides credit risk guarantees to financial institutions to increase lending to the agricultural sector in Ghana. We also provide capacity building, information resources and expert technical support to improve their knowledge and understanding of the agricultural sector and to strengthen their capacity to assess, structure and manage agribusiness lending.

Credit Risk Guarantee
Scheme Results

Agricultural Credit Risk Guarantee Scheme Results

Updated: April 30, 2024


Financial Institutions

GHS 1.07 B

Value of Guaranteed
Agricultural Loans



Participating Financial Institutions

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