Celebrating 5 Years of Empowering Ghana's Agriculture through Innovative Finance and Technical Support

Over the past five years, we’ve empowered Ghana’s agricultural sector by partnering with 35 financial institutions to provide GHS 1.2 billion in loans, benefiting over 137 agribusinesses, creating 2,990 jobs, and impacting 67,000 farmers and workers. Our efforts have contributed to interest rate reductions by 1-o 6%, saving agribusinesses over GHS 1.34 million. Additionally, our Technical & Advisory Services have trained over 700 financial institution staff, enhancing their skills in agricultural risk management

Our Achievements & Impact

35 PFIs

Partner Financial Institutions

GHS 1.2B Loans

in GIRSAL guaranteed agricultural
loans issued by PFIs

GHS 100M Loans

Disbursed by PFIs to agribusinesses
based on GIRSAL expert assessment
without guarantee cover

1% to 6% Reduction

in interest rates on GIRSAL guaranteed
loans

GHS 1.34M Saved

by agribusinesses in interest
payments

2,990+ Jobs Created

direct and indirect, by agribusinesses
with guaranteed loans

67,000 Farmers and
Farm workers

positively impacted by GIRSAL-backed
projects

137 Agribusinesses
Financed

by FIs with GIRSAL guarantee cover

USD 25 M+ Forex
Generated

in export by projects funded through
GIRSAL guaranteed loans

What Our Partners Are Saying: GIRSAL’s Transformative Impact on Agribusiness Finance

GIRSAL's Future Outlook

As financial institutions deepen their understanding of the agricultural sector and gain confidence in lending, GIRSAL plans to enhance its support through targeted and specialized services:

Targeted Guarantee Scheme

GIRSAL will focus its Guarantee Scheme on high-risk projects and large-scale initiatives within specific value chains, optimizing resource allocation where it is most needed for growth

Comprehensive Portfolio Management

GIRSAL aims to become the primary agricultural loan portfolio manager for financial institutions, providing thorough monitoring and management of partner-funded projects.

Support for Agribusinesses

GIRSAL will bolster support for agribusinesses by assisting in the
development of bankable projects and improving their appeal to banks for financing GIRSAL will bolster support for agribusinesses by assisting in the
development of bankable projects and improving their appeal to banks for financing

Policy Influence

GIRSAL plans to work closely with stakeholders to shape agricultural sector
policies, ensuring that sector players have a strong voice in developing supportive regulations

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