GIRSAL’s partnership has been transformative for Fidelity Bank’s agricultural lending over the past five years. Their comprehensive support, including technical expertise in credit evaluation, practical field-based training, risk-sharing guarantees, and collaborative project monitoring, has been crucial to our success in the agricultural sector. GIRSAL’s industry knowledge and guidance have enabled us to make informed lending decisions, resulting in improved portfolio growth and quality

GIRSAL has fundamentally transformed our approach to agribusiness financing. The guaranteed scheme and comprehensive technical assistance have instilled confidence in our lending decisions, enabling us to view agriculture as a holistic value chain rather than just farming. The agriculture and agribusiness lending training to our staff has enhanced our understanding and execution of agricultural projects. Their involvement in monitoring these businesses has significantly improved our portfolio performance

Our partnership with GIRSAL over the years has supported Absa Bank’s agribusiness portfolio, we have seen exponential growth, moving from a few million to hundreds of millions in agribusiness financing. The pre-assessment visits and post-disbursement monitoring facilitated by GIRSAL have significantly improved our risk management, hence boosting our asset book and income from agribusinesses. GIRSAL’s comprehensive training program has also been instrumental in developing our staff’s expertise, from operational levels to top leadership and board members, enhancing our ability to structure tailored transactions for agribusinesses, this has positioned us to make a lasting impact on Ghana’s agricultural sector, one success story at a time.